Terms and Conditions
These terms and conditions govern your use of soamiviamorya financial planning subscription services and website.
Acceptance of Terms
By accessing our services or website, you agree to be bound by these terms and conditions. If you disagree with any part of these terms, you may not use our services.
Service Description
Our monthly subscription service provides financial planning consultations and analytical reviews through qualified professionals.
- Monthly consultation sessions with experienced financial professionals
- Analytical reviews of your financial situation and market conditions
- Ongoing support and guidance between scheduled consultations
User Responsibilities
As a subscriber, you agree to the following responsibilities:
- Provide accurate and complete information during consultations
- Maintain confidentiality of any proprietary analytical methods discussed
- Use services for personal financial planning purposes only
- Notify us promptly of any changes in your circumstances
Prohibited Uses
You may not use our services for:
- Any illegal activities or violations of applicable laws
- Distributing or sharing proprietary information with third parties
- Attempting to reverse-engineer our analytical methodologies
- Using services on behalf of other individuals without authorization
Intellectual Property Rights
All content, materials, and analytical methods provided through our services remain the intellectual property of soamiviamorya Financial Planning Services and are protected by applicable copyright and trademark laws.
Privacy Policy
Your privacy is important to us. Please review our Privacy Policy for information about data collection and use. Privacy Policy
Payment Terms and Conditions
Subscription payments are subject to the following terms:
- Monthly subscription fee of $275 AUD including GST, due in advance
- Automatic renewal unless cancelled with 7 days notice before billing cycle
- Refunds available within 14 days of initial subscription only
Service Termination
Either party may terminate the subscription with 7 days written notice. Upon termination, access to services ceases immediately, but scheduled consultations within the notice period will be honored.
Limitation of Liability
Our total liability for any claims arising from services is limited to the amount paid in the preceding 12 months.
We accept no liability for market performance, regulatory changes, or outcomes resulting from your financial decisions.
Dispute Resolution
Disputes will be resolved through the following process:
Arbitration Agreement
Any disputes will be resolved through binding arbitration under Australian Commercial Arbitration Rules.
- Arbitration will be conducted in Melbourne, Victoria
- Australian law will govern all arbitration proceedings
Alternative Dispute Resolution
Members of the Australian Financial Complaints Authority (AFCA) for independent dispute resolution services.
Indemnification
Users agree to indemnify soamiviamorya against any claims arising from misuse of services or violation of these terms.
Governing Law
These terms are governed by Australian law and subject to the jurisdiction of Australian courts.
Modifications to Terms
We reserve the right to modify these terms with 30 days notice to subscribers. Continued use of services constitutes acceptance of modified terms.
Severability
If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect.
Entire Agreement
These terms constitute the entire agreement between you and soamiviamorya regarding use of our services.
Terms-Related Contact
For questions about these terms and conditions, contact us using the information provided in our contact section.
September 16, 2025
Version 2.1