Important Disclaimers
Important Legal Notice
Past performance does not guarantee future results.
Financial planning involves risk. Market conditions can affect outcomes and individual circumstances vary significantly.
General Information Disclaimer
This website contains general information about financial planning services.
The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. All content is subject to change without notice and may not reflect current market conditions or regulatory requirements.
Limitation of Liability
Our liability is limited in accordance with Australian law.
- We exclude liability for any indirect, consequential, or special damages arising from use of our services.
- Maximum liability is limited to the amount paid for services in the preceding 12 months.
- We do not accept liability for third-party actions or market fluctuations beyond our control.
- Service interruptions due to technical issues or force majeure events are excluded from liability claims.
Information Accuracy
While we strive to maintain accurate and current information, we cannot guarantee the completeness or accuracy of all content. Market conditions and regulations change frequently, affecting the relevance of published information.
No Warranty Statement
All services and information are provided "as is" without warranty of any kind, either express or implied, including but not limited to merchantability or fitness for a particular purpose.
Professional Advice Limitations
Our subscription service provides general financial planning discussions and analytical reviews, not specific professional advice tailored to individual circumstances.
- Content does not constitute specific financial advice and should not replace consultation with qualified professionals.
- We do not provide legal advice. Consult qualified legal professionals for legal matters.
- Tax implications vary by individual circumstances. Seek qualified tax professional guidance.
External Links Policy
External links are provided for convenience only. We do not endorse or take responsibility for external website content or services.
Results and Outcomes
Individual results may vary.
We make no guarantees regarding specific financial outcomes or the achievement of particular financial goals through our consultation services.
Governing Law and Jurisdiction
These disclaimers are governed by Australian law and subject to Australian court jurisdiction.
Local Regulatory Variations
Financial regulations vary by state and territory within Australia.
- New South Wales residents may have additional consumer protection rights under state legislation.
- Victorian residents are subject to additional financial services regulations as applicable.
- Queensland residents may access state-specific dispute resolution mechanisms.
User Indemnification
Users agree to indemnify and hold harmless soamiviamorya against any claims arising from misuse of services or violation of terms and conditions.
Age Restrictions
18+ only
Changes to Disclaimers
We reserve the right to modify these disclaimers at any time. Changes become effective immediately upon posting to this website.
Contact for Disclaimer Queries
For questions about these disclaimers, contact our support team using the details provided below.
August 28, 2025